Fluency – Revolutionizing Financial Systems with Aureum

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As the world moves towards a cashless society, blockchain technology is proving to be the ideal solution for creating a seamless, transparent, and secure financial ecosystem. Fluency, the London-based startup, is one such company that is leveraging blockchain technology to revolutionize the global financial system. In this startup showcase, we explore how Fluency’s Aureum, their proprietary CBDC blockchain, is changing the game for traditional financial services, and leading the way in financial innovation.

Introducing Fluency

Fluency is a technology company that is revolutionizing the financial industry by enabling companies to lead the way in financial services innovation. Their proprietary blockchain, Aureum, is a revolutionary CBDC future-proof technology that resolves one of the biggest frictions of Web 3.0, uniting CeFi and DeFi. Aureum enables the movement of money across a variety of payment flows on Aureum and beyond, providing truly universal, inclusive, seamless, near-zero cost transactions, while ensuring a superior level of resilience and privacy. At its core, Aureum is a ledger-stored, account-based CBDC solution with privacy by design, offline functionality, cross-chain interoperability, and programmability as key features.

Innovative Features of Aureum

Full Offline Functionality: One of the most significant advantages of Aureum is its full offline functionality, making it possible for the payer and the payee to transact offline without the need for a network connection.

  • Interoperability: Aureum’s interoperability with multi-digital assets using one platform makes it possible to operate with a wide range of digital currencies, including CBDCs.
  • Programmability: Aureum is programmable, allowing for the creation of smart contracts, zero-knowledge cryptography, decentralized finance, and more.
  • Privacy: Aureum’s privacy feature enables users to maintain their privacy while performing transactions without revealing their identity.
  • Upgradability: Aureum’s blockchain allows for easy upgrades, making it possible to add new features and functionality as and when required.
  • Scalability: Aureum’s scalable technology rivals the scalability of RTGS systems and DeFi public networks.
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Fluency Towards Financial Innovation

Fluency’s Aureum is the leading blockchain technology in supporting financial innovation, as the company has been selected by the European Central Bank to participate in their Euro CBDC project. Moreover, Fluency was selected by the Bank of England for the Digital Pound design exploration in 2021. The company is also a part of the US-Federal Reserve’s new FedNow Service Provider Showcase, helping other organizations implement instant payments.


Fluency’s Aureum is a disruptive technology that is at the forefront of financial innovation. Its seamless, secure, and efficient blockchain system is the future of finance. Fluency is leading the way towards creating a cashless society while maintaining privacy, security, and transparency. As the company moves forward with its mission to revolutionize the global financial system, Aureum is poised to become the blockchain technology of choice for enterprises worldwide.

Website: https://www.fluencytech.com

Twitter: https://twitter.com/fluencycbdc

Facebook: https://www.facebook.com/fluencyofficial

LinkedIn: https://www.linkedin.com/company/fluencycbdc

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