What are England’s Most Influential Credit Card Startups in 2023?

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As the fintech revolution continues to disrupt traditional banking and financial services in the United Kingdom, several startups in the credit card industry are making their mark. These companies strive to provide customer-centric, flexible, and technologically advanced services. From customary credit cards to enhanced payment solutions, these startups are stretching the boundaries of tech-powered financial services. Let’s take a look at 15 promising credit card startups based in the UK.


With an emphasis on credit education and ethical lending solutions, Yes2Credit.com is an indispensable resource in the finance sector. Co-founded by Paul Williams, Yes2Credit.com offers services spanning credit, credit cards, and personal finance.


Carter is an innovative financial technology company seeking to change the payments landscape. Founded by Merita Memisi, they offer services in the areas of credit cards, credit, and fintech.


Tymit is a versatile credit firm offering traditional credit cards and a buy now, pay later service. The company was founded by Juan Montalvo Bressi and the Magnone brothers, Martin and Nicolas, and primarily operates in the financial and payments industry.


On a mission to simplify the path to good credit, Pave offers diverse financial services, including credit and consumer lending. Founders Chris Butcher and Sho Sugihara blend finance with information technology to offer unique solutions.


Bits is an innovative startup that helps people improve their credit score with a digital credit card. Founded by Faisal Khalid, Bits operates in the world of credit cards, fintech, internet, and mobile applications.

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Baker Ing

Leading in the field of receivables management, Baker Ing provides financial and legal services related to credit cards.


With versatile financial solutions, Funding11 offers financing, credit, and land loan options for individuals and businesses. The platform was established by Jhanzaib Nemat.

GlobePay Limited

As a cross-border payments and digital marketing expert, GlobePay leads the way in RMB/GBP trading. Founded by Anna Hu, its scope includes credit cards, marketing automation, mobile payments, and e-commerce.


Keebo is helping individuals build their credit with a versatile credit card. Co-founders Matthew Hallett and Michael Vanaselja revolve around consumer lending, financial services, and fintech.


Blockfort offers a comprehensive suite of services, including credit cards, debit cards, and digital assets.


Specializing in card payment systems, Trechpro offers a seamless blend of technology and financial services.

Katalyst Financial Ltd.

The next-gen Managing General Agent, Katalyst Financial Ltd. from founders Phillip Misztela and Stuart Cowen, offers services in the automotive, insurance, payments, and credit card industries.

Fintech Blue

Fintech Blue provides a one-stop solution for building fintech startups and implementing world-class payment systems, offering services in the realm of credit cards, payments, software, and web development.

Network B

Network B is a banking and card-linked solution provider co-founded by Brad Blake and Shapna Majid. They specialize in banking, credit cards, and loyalty programs.

Fintech Review

At Fintech Review, Tristan Pelloux offers comprehensive financial services and technology reviews, specializing in banking, blockchain, credit, credit cards, finance and personal finance.

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