What Are Glasgow’s Most Influential Financial Services Startups in 2023?

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In the heart of Scotland lies Glasgow, one of UK’s most vibrant cities. Known not only for its rich culture and history, but also for its burgeoning fintech scene. Glasgow is a hub for innovative startups and established firms that are leveraging technology to enhance financial services, further solidifying its position as an attractive investment destination. In this article, we highlight 15 exceptional Financial Services startups making waves in Glasgow City.


Founded by Andrew Duncan, Soar is a fintech startup devoted to crafting a better financial society. Its platform offers robust financial services, integrating technology to empower financial institutions and enable them to serve their customers better.


Accountables offers a comprehensive fintech platform that provides diverse financial services. It aims to revolutionize the industry by leveraging technology to provide efficient services to all stakeholders.

Sonik Pocket

At Sonik Pocket, they believe in equipping children with financial literacy at an early age. This startup offers an educational money management platform for children, conceived by founder Usman Yaseen.

AD+ Financial

AD+ Financial offers financial advice spanning investments, mortgages, trust planning, pension planning, savings, tax and inheritance tax. They leverage their expertise in the sector to provide personalised advice to individuals and corporations.

Blue Thistle Advisory

Founded by Markus Lohr, Blue Thistle Advisory offers advisory services in asset allocation, portfolio construction, and investment management, helping clients make informed decisions.

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Gerber, Landa & Gee

Gerber, Landa & Gee is a financial services company dealing with accounting, audit, payroll support and other related services. They provide comprehensive services to help businesses streamline their financial operations.

Bifrost Wealth

Started by Andreas Pogiatzis, Dino Lauria Ubatuba de Faria, and Lorenzo Berg, Bifrost Wealth offers wealth management, finance, and investment services. They utilize their expertise in finance and fintech to manage risk and foster wealth growth.

ZLX Business Solutions

Co-founded by Steve McCallion, ZLX Business Solutions specializes in claiming R&D tax credits, capital allowances, and land remediation for businesses. They are dedicated to easing the financial burden on businesses.


Know-it is a cloud-based credit management and accountancy solution provider. Founded by Lynne Darcey Quigley, Know-it delivers innovative cloud-based solutions to augment businesses’ financial processes.


BlackArrow is a financial services provider that offers insights and guidance, ensuring businesses make the right financial decisions.


Founded by Chris Timms, Fortus is a dynamic firm that offers services including auditing, accounting, taxation, payroll and corporate finance to clients across various sectors.


Developed by Ana Gallacher and Irina Del Villar, BabyReady is a financial tool that assists first-time parents in managing childcare costs, making savings for their children.


CrowdX is an equity-based crowdfunding platform. It provides startups with an avenue to raise funds from a variety of investors.

Unbiased & Intuitive

Unbiased & Intuitive is a boutique development firm that specializes in digital innovation and strategies for the financial services sector, enabling businesses to keep pace with changing technology trends.

Envoy Financial

Envoy Financial is a financial services company that proffers advice on property-related mortgages. They ensure clients are well-informed and make the best decisions based on their financial situation.

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These are the innovative startups that are reshaping Glasgow’s Financial Services landscape. Each company is uniquely contributing to the evolving fintech scene, and we look forward to seeing their continued positive impacts on the industry.

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